Of course, the investor does not necessarily immediately agree and want to spend their capital to fund your business. Many considerations, especially your efforts are just beginning and is still in the pioneering stage. Here it takes the name of business proposal. The proposal will contain your business background, market considerations, up to the projected profits from the business which you are entering.
Clearly, Complete and Definitely
Here will emphasize the principles that must exist in the business loan credit proposal. The three principles in a business proposal, namely a complete, clear, definite. Completeness of proposal data is absolutely necessary for your credit immediately obtain assurance from the bank, namely:
- Explain general information description and location of your business,
- Please list the collateral information,
- Explain the financial information business, which includes data of cash, receivables, inventories, accounts payable, capital, sales and operational costs.
- Describe your business activities,
- Inform the special and assumptions of business development.
- Describe in detail the facilities owned and equipped with data suppliers and customers and real data that supports the future business prospects
- Just do not mention the amount of credit that will be filed,
- Not mnyebutkan owned business experience,
- Does not include legal and business licenses owned,
- It describes the business location and its status whether lease or own property,
- As well as facilities owned and capacity is used.
Bank loan credit application procedure is not too difficult. You simply contact the office of Bank / Cooperative closest to your business location.
In a common procedure;
- You will be given a special form of the Bank, and then asked to complete the necessary documents, such as identity cards in the form of ID card and family card and a business proposal, college recommendations, personal guarantees, collateral documents (if any) required for credit applications, and
- After the above documents has been completed, and then hand it back to the Bank for further action.
- At the designated time later, Bank Officer will visit you to verify data that has been submitted.
- After verification, the officer will conduct the analysis.
- If the data is complete in seven days, the credit decision will come out.
- If approved, the Bank will issue a Letter of Credit Decision (SKK). Bank and debtor / You will sign a document signing a credit agreement (PK).
So tips on drafting a proposal for business loans of credit application, may be useful. (http://ruzh.blogspot.com)
Dapatkan Info Panduan Membuat Proposal Pengajuan Kredit Usaha UKM dan Lowongan Kerja Terbaru lainnya Gratis dari Email
Important: Anda sedang membaca: Panduan Membuat Proposal Pengajuan Kredit Usaha UKM. Anda dapat menemukan info lowongan ini dengan URL: http://www.ruzhjobs.com/2010/09/panduan-membuat-proposal-pengajuan.html. Silahkan klik link dibawah untuk mencari Lowongan Kerja Terbaru lainnya atau Lowongan BUMN yang terkait dengan Panduan Membuat Proposal Pengajuan Kredit Usaha UKM >
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